IMT Fácil
Portugal IMT and stamp duty calculator 2026
Updated · official Tax Authority tables
Work out the IMT (property transfer tax), stamp duty and the full cost of buying a home in Portugal. Tick the residency box if you are, or have ever been, tax resident in Portugal.
Enter the property price to see the result.
Help me sleep better!
The tools are free, but domains and servers don't pay for themselves and, it seems, don't accept thanks as payment. If one of them was useful, help me keep everything online and, who knows, sleep a little easier. Thank you!
MB WAY or card · secure payment via Stripe
Frequently asked questions
What do you pay when buying a home in Portugal?
- IMT
- The transfer tax, paid by the buyer before the deed. It is charged on the higher of the price and the property's tax value (VPT).
- Stamp duty (Imposto do Selo)
- 0.8% of the price, plus 0.6% of the loan amount if you take a Portuguese mortgage of 5 years or more.
- Deed and registration
- At a Casa Pronta desk the fee is fixed: €375 for a cash purchase and €700 with a mortgage. Lawyers and notaries charge their own fees.
See every cost, including bank fees and what foreign buyers often forget, in costs of buying property in Portugal. After you buy, you pay IMI every year.
How much IMT do non-residents pay?
Since 25 May 2026, buyers who are not tax resident in Portugal pay a single IMT rate of 7.5% on homes, with no exemptions. Part of it can be refunded if you become resident within two years. Read how the non-resident rate works.
| Price | IMT | Stamp duty | Total |
|---|---|---|---|
| €200,000 | €15,000.00 | €1,600.00 | €16,600.00 |
| €300,000 | €22,500.00 | €2,400.00 | €24,900.00 |
| €500,000 | €37,500.00 | €4,000.00 | €41,500.00 |
| €800,000 | €60,000.00 | €6,400.00 | €66,400.00 |
How much IMT do residents pay?
Tax residents buying their permanent home pay nothing up to €106,346 and progressive rates above that. Under-35s buying their first permanent home pay no IMT or purchase stamp duty up to €330,539 (IMT Jovem), regardless of nationality.
| Price | IMT | Stamp duty | Total |
|---|---|---|---|
| €200,000 | €3,542.04 | €1,600.00 | €5,142.04 |
| €300,000 | €10,542.04 | €2,400.00 | €12,942.04 |
| €500,000 | €26,236.65 | €4,000.00 | €30,236.65 |
| €800,000 | €48,000.00 | €6,400.00 | €54,400.00 |
Do I need a Portuguese tax number (NIF) to buy?
Yes. The IMT return (Modelo 1) is filed under the buyer's NIF before the deed.
Is it cheaper in the Azores or Madeira?
For residents, yes: the tax bands are 25% higher. The non-resident 7.5% rate is the same. See IMT in Madeira and the Azores.
Are these figures official?
They use the official 2026 tables published by the Portuguese Tax Authority. The final amount is the one in the Tax Authority's assessment.
Legal basis: Article 17 of the IMT Code; Ofício Circulado n.º 40129/2026 da AT, de 06/01/2026 (Lei n.º 73-A/2025, OE2026); Decree-Law 97/2026.