Guides for buyers
Updated · official Tax Authority tables
Guides for foreign buyers, grouped by topic: what buying a home in Portugal really costs, how the transfer tax works for non-residents, the paperwork to sort out first, the yearly property tax and the tax when you sell. Each calculator page also explains the rules, with worked examples.
Taxes and costs of buying
Transfer tax, stamp duty and everything else you pay on top of the price.
- IMT calculatorTransfer tax and stamp duty, with every option. Calculator with rules and FAQs.
- Non-resident IMTThe 7.5% rate and how to claim a refund. Calculator with rules and FAQs.
- Madeira and the AzoresLower transfer tax on the islands. Calculator with rules and FAQs.
- Buying costsTaxes, deed, registration and bank fees in one total. Calculator with rules and FAQs.
- NIF and fiscal representative: what you need before buyingHow foreign buyers get a Portuguese tax number (NIF), when a fiscal representative is required, typical costs and the documents to prepare.
Owning and selling
The yearly property tax and the tax when you sell.
- IMI calculatorAnnual property tax with each municipality's rate. Calculator with rules and FAQs.
- Capital gains tax on selling property in PortugalHow capital gains on a property sale in Portugal are worked out, what you can deduct, how non-residents are taxed and how to avoid the tax by reinvesting.
The tools are free. The coffee isn't!
This site is built and maintained by one person. If it saved you time or solved a problem, you can buy me a coffee: every contribution helps pay for the domain and keep the tools online and free. Thank you!
Buy me a coffee
MB WAY or card · secure payment via Stripe